If it's been longer than that, double check that the money's come out of your bank account and then give us a call. If you want to accrue Nectar points when . Argos/Homebase A Cards These dual-use Homebase/Argos gift cards were issued by Homebases former owners Home Retail Group, and Wesfarmers are no longer honouring them. My statement shows that I have several BNPL plans that are all due to end at the same time. Have I done anything wrong if I receive a letter about Persistent Debt? How much interest do you pay on an Argos Card? But this time, unlike Currys, you can only buy an eGift card. The card can only be used in Argos stores to purchase goods of whatever value. The card number is the 16 digit number that can be found on the front of the card. We use cookies to ensure that we give you the best experience on our website. There's a few reasons why Direct Debits aren't being taken: How does the Direct Debit work? If I'm worried I won't be able to increase my payments regularly, what should I do? Argos Offer - Up to 50% off Selected Watches. Don't forget to link your nectar card! There are also a few places within Sainsburys where you cant use your Argos Card; Sainsburys in-store Travel Bureaux. You'll also only be able to withdraw a maximum of 300 per day. How will I know when my Argos Card account is not in Persistent Debt? You can see the end date on the official web shop or on HotDeals.com. To purchase, search for Currys in the top right corner of their site (a magnifying glass with a pink background). I've recently changed my name. If you go over your credit limit you may be charged a 12 fee which is detailed in your terms and conditions. Its a simple way to pay for your online Argos shopping. I turned off paper statements but I've started receiving them again. At Carphone Warehouse we have all the latest mobile phones for sale from the big phone brands, including Apple, Samsung, and Google. We take your financial circumstances into consideration as well as some other information about your account. We haven't increased the interest rate on the Argos Card for a long time, yet we have seen the costs of running the Argos Card increase. So, if you need a newwashing machine, want to shop the latest looks from Tu Clothingor are on the hunt for the latestgaming PC, apply for an Argos Card onlineor in-store.Credit subject to status. I'm in arrears or have a repayment arrangement, do I need to pay more? The APR is intended to help you compare different offers. Please also bear in mind that if your account remains in Persistent Debt, we may need to take other actions, such as suspending on your account from further spending, to help protect you from getting into further debt. Find out more about our Argos Monthly Payment Plans. If you need to send your payment in the post, please allow extra time for this to reach us. Here's some information which may come in handy if you're unsure about how to do something on myargoscard.co.uk. In addition, the Normal Credit Interest Rate will apply to the whole Normal Credit balance each month, until the balance is cleared, we refer to this as interest on interest. Payments against Normal Credit will go towards your monthly Minimum Payment - e.g. Debt can become a problem for all sorts of reasons for example, as the result of relationship breakdown, unemployment, bereavement and illness. I'm worried about being able to afford my repayments If you've missed a repayment to your Argos Card account, or think you might do, we want to help. 6. Can I opt out of the interest rate increase and close my account on MyArgosCard.co.uk or by using the App? If you're on a mobile device, make sure your signal is ok and that you have the data available to download a PDF (they're about 400KB each). Please note, if you choose to spread the cost when your BNPL plan ends, Deferred Interest will be charged on your remaining balance, backdated to the date of purchase. Some abbreviations, institution names and definitions in the banking and finance world can be confusing. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. The cookie is used to store the user consent for the cookies in the category "Performance". Can I use my Argos Card to shop anywhere in Sainsburys? However, they can still be spent at Argos. Representative 34.9% APR variable. The cookies is used to store the user consent for the cookies in the category "Necessary". Yes - You can use your Argos credit card to make purchases in shops and restaurants and withdraw cash from cash machines and bank counters everywhere you see the Visa sign. Currys Business are pleased to offer windows 10 & 11 business laptop deals on a wide range of manufacturers such as HP, Lenovo, Dell, Acer, Toshiba and many more You can only change your payment/statement date a limited number of times. Can I pay off my Argos Card balance faster? Why am I being told that my details can't be found when I am trying to register? If you pay off some of the balance during the plan, you'll see on your subsequent statements that the Potential Deferred Interest reduces. For shopping at Argos, it's best to link your Nectar card to your Argos account, and this task can be quickly and easily completed online. }. If you want to change your Direct Debit amount or change the date on which you want your Direct Debit to be collected you'll need to give us a call on 03456 400 700. Necessary cookies are absolutely essential for the website to function properly. Whether on the high street, in a restaurant or at the hairdressers, you can Tap and Pay with Zilch. Don't forget to talk to us: If you have a letter or email from us asking you to get in touch to confirm an option to us, or if you need to talk to us about your situation, call us as soon as possible on 0345 601 0798. I am a bot, and this action was performed automatically. BORDER-COLLAPSE: collapse; BORDER-SPACING: 0; MARGIN: 0px auto Use the last 18 digits of your Argos Card number (the long number across your Card) as your reference - i.e. We'll make an instant decision, and if your request is accepted then your new limit will be available immediately (even if it doesn't show on myargoscard.co.uk straight away). Once you've had a look and resolved the issue we'll turn paper statements off again. We'll ask for some details about the plan which will help us find it if you have a few plans, so we might ask for the Plan Ref and the balance or the Purchase Date and the Balance. You can also find out more information about how to set up Fixed Payment and Full Statement Balance Direct Debits HERE. Find the product you want to buy in the search bar on the Argos website and 'Add to Trolley'. If your Buy Now, Pay Later plan ends and you haven't paid the plan balance off IN FULL, then the remaining balance of the plan PLUS the Deferred Interest will be added to your Normal Credit balance and your minimum monthly payment will increase in line with your Terms and Conditions. Call us on 03456 400 700 to see how we can help. The cookies is used to store the user consent for the cookies in the category "Necessary". Home Retail Group Card Services Limited is registered in England (04007072) at 489-499 Avebury Boulevard, Milton Keynes, Buckinghamshire MK9 2NW. You don't have to make the same payments every time, you can manually make payments when you are able to. If youre using it as part payment with another payment method, youll need to know the remaining amount on your card to enable our colleagues to process it. Currys and PC World. Happy shopping! 9 Can You Use Your Argos card at Homebase? if you have a 500 credit limit but want to increase it by 200, then enter 700 as your new limit), then tell us why you want the new limit and whether you want to be considered for automatic credit limit increases in the future then press 'Change credit limit'. Just a couple of notes if you're thinking about changing your Direct Debit details: What day is my Direct Debit taken? Why is that? How Deferred Interest is included as part of your Minimum Payment? What on earth does that mean? We want to help. Chip App Review A Great Start To Saving? Email: complaint.info@financial-ombudsman.org.uk. If you have chosen a physical card, you can top it up through the Edenred site again and wont have to wait for a new one to be sent. You can set a 'hint' when you register to jog your memory if you forget it. Make sure the mobile phone number on your One4all account is correct, as you'll receive an SMS message to verify your ID before we show you how to spend your gift . When you buy your product you'll be able to spread the cost for up to 12 months without being charged interest. Whenever you ask for a new credit limit (either an increase or decrease) we look at a number of things before we can change it. That shouldn't be a problem - you should give us a call, though, and we can run you through the options. Active noise-cancelling with quick attention mode. Get Voucher. If you set up a direct debit up in the past but have not made any payments within 12 months we may need to set this up again. With your Argos card, you can make use of the buy now pay later Argos payment plan with nearly any purchase. Interest will be charged from the date of the cash transaction even if you pay off your balance in full. Give us a call on 0345 640 0700 to discuss this in confidence. Argos regularly does an offer where you can get a free 5 voucher when you spend 50, or a 10 voucher when you spend 100, to use on your next Argos visit. We will continue to monitor your account for 18 months after we write to you the first time and we'll let you know during that time how you are progressing. There's a range of options we can look at to suit you. Unauthorised use and/or duplication of this material without express and written permission from this sites author and/or owner is strictly prohibited. However, if you feel we havent achieved this, we have clear and simple procedures in place to make sure we handle your case fairly, sensitively and in line with requirements set by the Financial Conduct Authority. the duration of your original Plan). People also asking: Is a black racer snake aggressive? Can I use a credit card to make a payment? How do I get past it? Trade up your Rewards for an Argos eGift card. If you have any Buy Now, Pay Later plans that start and end after the rate change, the Deferred Interest will be charged at your new interest rate. If you require additional support managing your account you can request a letter of authority which we will send through the post for you to complete and return. The new Argos Credit Card issued by Vanquis can be used everywhere that accepts credit cards. Argo card login online is hard for you. Thats why we urge anyone who receives one to double-check the expiry date shown on them. 12 if you do not make your minimum payment on time; 12 for a returned payment, for example, a failed Direct Debit. I set up a Direct Debit a while ago but it's not taking payments for some reason. Argos and Homebase are sister companies that form part of Home Retail Group. We call this the "Deferred Interest Portion". When can I use my new credit limit? You may be able make a balance transfer from an Argos card to a new UK credit card. We know your debts aren't going to disappear on their own, but we really can help. Transaction history. Please be aware that there are also many similar debt management businesses that will charge you for their services. 20%. HAIER American-Style Fridge Freezer With Water & Ice Dispenser [HSR5918DIMP] - 969.05 + Claim 200 M&S eGift Card @ Currys 969.05 1,249 22% off Currys Deals For any other changes (name, amount, date) you'll need to call us. However, you may visit "Cookie Settings" to provide a controlled consent. 10 is curry's limit for gift cards on a single purchase, so 250. There are two seperate things. However, I found that when I searched for Argos on the BLC website, Argos didnt show. Well the only retailers in my immediate vicinity are Argos, PC World/Currys and Brighthouse that i can think of. If you are experiencing financial difficulties or can no longer afford to make your increased monthly payment, please contact us on 0345 601 0798 so that we can help you. The wide range of household and electrical products makes Currys PC World the number one shop for all your domestic appliance and electrical . You buy something from Argos using your Argos Card then you pay us back later. How you pay is entirely up to you and all of the ways to pay are listed on the back of your statement, which include: If we sent you a letter asking you to choose an option and you chose to make increased monthly payments, remember to make sure that you're paying your increased monthly payment amount. If you've only become an Argos Card holder in the past 12 months, If you have an emergency temporary credit limit already on your account, If you've changed your limit within the last 6 months, If you're requesting a new limit which is below your current balance, If you're in arrears or you've missed payments. If you think this is happening to you or someone you care about, here's how to get help. We have a couple of Direct Debit options for you: Will a Minimum Payment Direct Debit repay my Buy Now Pay Later Plans? Yes either for full payment or for part payment when using another payment method. Can I turn off my paper statements and letters? I've forgotten my details. Yes, but remember that you will be charged interest from the date the withdrawal appears on your account, as well as an additional withdrawal fee (3% or 3, whichever is greater). Being the same company, credit options offered by both stores are similar. What should I do? You will see the length of the Plan available on your product when you checkout. you can get an NHS discount when shopping at Currys. We will keep you up to date throughout while we are investigating your complaint, until we provide you with a formal response either via e-mail or letter. Take a look at my Airtime Rewards review to see how it works and all of the retailers listed. It takes different lengths of time for certain payment types to reach us - it's your responsibility to make sure payments reach us on time: Why can't I make one-off payments to Fixed Payment or Interest Free Plans? There could be different reasons for this, please refer to your most recent statement. Use a valid debit card (e.g. Being the same company, credit options offered by both stores are similar. You can use your Argos Classic Credit Card at all Argos outlets; online and in-store. We will tell you on your monthly statement when your direct debit is set up. Your payment due date and statement date are interlinked, though, so by changing one you'll be changing the other. Remember: If you continuously only make the minimum monthly contractual payment every month, it will take you longer and cost you more to clear your balance. When you open a Your Plan account, you'll get access to your personal Online Account Manager, which you can access 24/7, get the latest information, make changes to suit your needs or make a new additional purchase. Love2shop Gift Cards can be spent in The Entertainer, M&S, Iceland, Boots, Debenhams, Matalan, Argos, Wilko, New Look, Peacocks, River Island, HMV and many more stores. Bitcoin Investment Review Will I Lose It All. Retail map locators. If you only have Buy Now Pay Later plans and a Minimum Payment Direct Debit there's no payment to take. Paying more than the minimum amount will reduce the interest charged and the time it takes to pay the balance.