Replacements usually take up to 10 business days and include the remaining balance of the old card. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). endobj V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. Your Mobile myki expires after two years. For more information see Google Help and Support. Pay down your credit card debt. Transfer your balances to the card with the best offer or your new card. 0000004863 00000 n
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logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. New comments cannot be posted and votes cannot be cast. What Happens to a Student Credit Card After Graduation? I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. 0000002274 00000 n
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#}){4Pcl;]xLy@ =M I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. I have my most recent card that has $6.54 on it. Learn more about auto top up. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. You can read the Terms of Service online. How do I know if my balance transfer was approved? This is how I feel when people ask if I can fax them a form. Yes. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! hbbf`b``30 ap endobj 0000014515 00000 n
Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. You probably want to transfer a balance to save money not spend more. Please note, balance transfer is not instantaneous. Within the phone, go to Settings > Connected devices. There are three ways to replace lost or stolen myki cards: 1. Check that NFC is enabled on your phone. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Tap Transfer Existing Card. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. Whats the Difference between Business vs. Corporate Credit Cards? Youll need to complete a V/Line Passenger Refund Application Form. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? Choose a card from the list or search by location or card name. Why do you need to keep swapping cards? endobj Please note you cannot replace a lost or stolen myki at a premium station. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . You can use the ticket number to register your myki or if you require a refund. Transferring a credit card balance is relatively easy, but you need to follow a few steps. 0 You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. JavaScript must be enabled to use this site.We're sorry for any inconvenience. This is the case for all major credit card issuers. Pay down this card's balance quickly to improve your credit. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. How long does it take to process a balance transfer from another company? replacement card and to organise a balance transfer from your old myki to your new one. Wallethub doesnt charge for this service. Most issuers of balance transfer cards let you initiate the balance transfer process online. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. You can also update it there if youre not on the latest version. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. You can also replace your myki online or by calling us. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. The balance transferred when the old card expired. 0000013222 00000 n
Update the app and try again. Top up your myki They are good for people who use transport frequently. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. At this stage, these are the only card types available on Mobile myki. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. FAX?! Save. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. and our <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. How balance transfers work Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? Your current balance will be transferred to the new myki, which you can use immediately. The only way is to download a form, fill it out, post it in, and wait weeks. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. Music:. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. Here's where to find it: After logging in to your account, go to "Card Details.". No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. To learn how to do a balance transfer, review this step-by-step process. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Click on "Select Offer.". Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. Photo: 10255185_880/Getty Images. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. 0000118590 00000 n
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Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. 0000001755 00000 n
I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. How are Banks Adapting to Meet New Needs Because of Coronavirus? Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. Most people would keep the same card for years. It appears as a "Approved Level 2" request on my myki account on the website. You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. 215 0 obj See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. A billion fucking dollars. By phoning 1800 800 007. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . How Prepaid Cards Work & Why You might want one? If this occurs, you won't incur a duplicate fare. Create an account to follow your favorite communities and start taking part in conversations. From a creditworthiness point of view, this number should be at 30% or lower. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. xref Auto top up and Auto-load cant be transferred to your new myki. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). For more information, please see our Done it twice now. Because the whole thing is fucked. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> I have had a myki card virtually since the start date. If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. Do You Have to Be a Student to Get a Student Credit Card? How To Transfer A Credit Card Balance To Another Card. 180 0 obj I was told that when I made a new card I would be able to transfer the money across. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. Initiate the balance transfer. 0000001606 00000 n
I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Auto-load is the same as auto top up. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. 0000001076 00000 n
With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. If you have Mobile myki you can set Auto Load via the Google Pay app. 0000000016 00000 n
i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. You can manage up to 8 mykis through one account. I called, they told me it couldn't be done and that I would need to fill out a form. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. This helps you to avoid late fees and penalty APRs on your existing accounts. 2. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. Whats the difference between a hard credit inquiry and a soft credit inquiry? What are the best Ways to Start Travel Hacking? I'm in Adelaide. Contact us to request the transfer. We are committed to being fully transparent with our readers. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. We're looking to expand the number of card types available, so more passengers can use Mobile myki. Mobile Myki can be set to Auto Load. What is the best credit card for excellent credit? Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. A balance transfer does not happen automatically. Renew driver licence. Assume that your new card charges a 3% balance transfer fee. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). EDIT; The card that I want to transfer FROM was lost and it was de-activated. Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. 0000011139 00000 n
Enter the amount of debt you want . WalletHub Answers is a free service that helps consumers access financial information. The costs of a balance transfer. What is the best credit card for bad credit? Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. 1. But yeah, a fair bit that is just backwards. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. 0000004139 00000 n
For more information, visit the V/Line website. Maintain your L-plate log book. I called customer service and was advised I needed to go in person to Flinders St station to do it. 3. Your myki money or pass can then be transferred to a new smartcard. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? You can register up to eight active mykis on an individual account. endobj The short version. How to Process Credit Card for Consumers & Merchants? You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . Myki (/ m a. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. endstream On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). We'll block it and can arrange a refund to your new Mobile myki. I know there's nothing you can do. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). What is the best cash advance credit card? As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Find out how much to top up at Fares. No. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? The phone is awake whenever the screen is turned on, even it's locked. All myki smartcards expire after four years. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. You may also need to restart your phone after updating the app. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. Press question mark to learn the rest of the keyboard shortcuts. On your new phone, download Google Wallet and set it up with your same account details. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. You can only activate a Mobile myki on one device at a time. Im sure Myki could add this capability to their website if they cared to. You might also lower your overall monthly payments and turn multiple bills into one easy payment. I never bothered to do it. JavaScript must be enabled to use this site.We're sorry for any inconvenience. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. No. Yes. You will need to provide identification to show that you are the registered myki card holder. 178 39 0000003374 00000 n
trailer The unused money does not sit in an account earning interest. But your balance can be transfer to another card at some of the PTV stations. What are the best student credit cards for cash back? If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. For example, one person can manage mykis for family or friends. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. You can request a new, free myki smartcard through your online account. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. endobj Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. If you're entitled to these additional benefits, you can access them by using your myki smartcard. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. Can you transfer MyKi balance from one card to another? The . To check if you're eligible to travel on a concession myki, see Concessions and free travel. I've got a new Myki in my Seniors package. Make sure you pick a card that accepts balance transfers and has advantageous rates. 0000005119 00000 n
Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Choose your top up value and minimum balance. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. I know it's not possible to do it online. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen.